Policy Wording

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Policy Wording
by Charl du Plessis
Santam Personal Lines Policy Wording

Santam – Heavy Haulage General

General Exceptions Conditions And Provisions

Santam – Heavy Haulage Motor

Santam – Cargo Plus

Accidental Damage

Accounts Receivable

Buildings Combined

Business All Risk

Business Interruption

Deterioration of Stock

Electronic Equipment

Employers’ Liability

Fidelity

Fire

General Exceptions / Provisions

Glass

Goods in Transit

Greens and Irrigation Systems

Group Personal Accident

House Owners Policy

Householders

Machinery Breakdown

Machinery Breakdown – Business Interruption

Money

Motor

Office Contents

Public Liability

Motor Trader – Internal

Motor Trader – External

Theft

Santam Executive – English

Santam Executive – Afrikaans

Accidental Damage

General Exceptions, Conditions And Provisions

Accounts Receivable

Buildings Combined

Business All Risks

Business Interruption

Business Interruption – Wine and Related Equipment

Cyber Liability

Deterioration of Stock

Electronic Equipment

Employers Liability

Employment Practices Liability

Extended Personal Liability

Fidelity

Fire on Veld

Fire

Game Risk Wording

General

Glass

Goods in Transit

Goods in Transit – Wine and Related products

Group Personal Accident

Householders

Homeowners

Index

Greens and Irrigation Systems

Livestock and Game

Machinery Breakdown

Machinery Breakdown – Business Interruption

Money Annex

Motor

Motor Specified Vehicles

Motor Fleet

Office Contents

Personal All Risks

Personal Legal Liability

Personal Liability – Occurrence basis 

Public Liability Claims Made

Specialist insurance – Extended Liability

Specialist insurance – Loss of Damage to Wine and Related products

Accidental Damage – Wine and Related products

Loss or Damage – Wine and Related products

Public Liability – Wine and Related products

Public Liability Occurrence Basis – Wine and Related products

Specialist insurance – Loss of revenue Plant Material

Specialist Insurance – Crop

Stated Benefits

Umbrella Liability

Commercial Umbrella Liability

Watercraft

Theft

24 Hour Emergency Assistance

Legal Advice

Personal Legal Liability

Accounts Receivable

Money

Glass

Fidelity

Goods in Transit

Accidental Damage

Public Liability Claims Made

Group Personal Accident

Motor, Motorcycle, Caravan and Trailer

Machinery Breakdown

Interruption Following Breakdown

Deterioration of Stock

Small Craft

House Owners

Householders

Claims Preparation Costs

Personal Liability Home Owners & Householders

Buildings

Contents

All Risks

Liability

Revenue

Plant All Risks

Contractors All Risk

Computer Equipment

Desktop Survey

General Exceptions Terms & Conditions

SASRIA Disclosure Notice

SASRIA Material Damage

SASRIA Motor

Hollard Personal Lines

Hollard Commercial Lines

OMI – Allsure wording

OMI – Motorsure wording

Old Mutual – Elite 

Discovery Insure Commercial Lines

Discovery Insure Personal Lines

AC&E – Contractors All Risks

AC&E – Commercial Flexi

AC&E – Commercial

AC&E – Buildings

AC&E – Plant All Risks

Mirabilis – Annual Contractors All Risks

Mirabilis – Contractors All Risks

Mirabilis – CPE with Market and Agreed Values

Mirabilis – Electronic Equipment

Mirabilis – Business Interruption

Mirabilis – Machinery

Mirabilis – Third party liability – CPE

Mirabilis – Machinery-Consequential Loss Insurance

Proficient Solutions – Commercial

Proficient Solutions – Hollard Personal

Hybrid – Commercial

Hybrid – Personal 

Envirosure – Site

Envirosure – Transport

Broadform Building Insurance Policy

Broadform Building Key Information Document

Broadform Homeowners Insurance

Homeowners Key Information Document

Community Living Insurance Policy

Community Living Key Information Document

Fidelity and Computer Crime Insurance Policy

Roadside Assist